What should I do if Wise is down for me?

Try a different payment method, since incidents usually hit one card network or local rail rather than all of them. Check whether the failure is at checkout or at settlement, because the two run on separate systems. Look for elevated decline rates in your dashboard rather than outright errors, which is how most payment incidents first appear. Do not retry a charge repeatedly, as duplicate attempts can succeed later and produce double billing.

Payments

Is Wise down right now?

No, it’s up.

Wise appears to be up and running normally.

checked 2026-09-19 04:51 UTC

responded in 810ms

HTTP 200

Over the last 7 days, Wise has answered our automated checks with 100.00% availability and a typical response time of ~681 ms. According to Wise's official status page, the most recent outage began 2026-08-24 10:05 UTC and lasted 0s (severity: degraded). It was reported as "Delayed AED payments".

Wise moves money across borders at close to the mid-market rate, for consumers and businesses. Its incidents commonly affect a single currency corridor or payment rail, so transfers to one country stall while the rest of the platform, card, and balance features continue working.

Is Wise down for everyone or just you?

Our automated checks are reaching Wise normally right now, and it answered our last one in 810ms. That makes any trouble you are hitting more likely to be local to your connection, account or network than a full outage, which usually means you can fix it from your end.

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Wise response time (last 24h)

Last 24h

peak 1878 ms

Wise incident history (last 90 days)

JulAugSep

up
slow
down
no reading

All 22 recorded outages

1 of the incidents below were reported by Wise on days we were not yet monitoring, so the timeline above leaves those days hatched rather than colouring them in.

Date	What happened	Duration	Severity
2026-08-24 10:05 UTC	Delayed AED paymentsReported by Wise	0s	Degraded
2026-07-10 10:32 UTC	Delays processing incoming payments to WiseReported by Wise	5h 55m	Degraded

Wise uptime

100.00%
7 days: 100.00%
30 days: 100.00%
90 days

Measured since 2026-08-12. Windows reaching further back are averaged over the 39 days we watched, not the full period. Counts our own checks. Days Wise reported an incident are coloured in the timeline above but do not change this figure.

What to do if Wise is down for just you

Try a different payment method, since incidents usually hit one card network or local rail rather than all of them.
Check whether the failure is at checkout or at settlement, because the two run on separate systems.
Look for elevated decline rates in your dashboard rather than outright errors, which is how most payment incidents first appear.
Do not retry a charge repeatedly, as duplicate attempts can succeed later and produce double billing.

Frequently asked questions

Wise appears to be up and running normally. Last checked 2026-09-19 04:51 UTC.

Wise’s official status page

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