What should I do if Apple Pay is down for me?

Try a different payment method, since incidents usually hit one card network or local rail rather than all of them. Check whether the failure is at checkout or at settlement, because the two run on separate systems. Look for elevated decline rates in your dashboard rather than outright errors, which is how most payment incidents first appear. Do not retry a charge repeatedly, as duplicate attempts can succeed later and produce double billing.

Payments

Is Apple Pay down right now?

No, it’s up.

Apple Pay appears to be up and running normally.

checked 2026-11-05 15:20 UTC

responded in 41ms

HTTP 200

Over the last 7 days, Apple Pay has answered our automated checks with 100.00% availability and a typical response time of ~84 ms. The most recent outage began 2026-11-03 00:05 UTC and lasted 14m (severity: degraded).

Apple Pay handles contactless and in-app payments through tokenised cards. In-store payments use a token already on the device and often keep working when Apple's online services do not.

Is Apple Pay down for everyone or just you?

Our automated checks are reaching Apple Pay normally right now, and it answered our last one in 41ms. That makes any trouble you are hitting more likely to be local to your connection, account or network than a full outage, which usually means you can fix it from your end.

Still not working for you?Try the fixes

Apple Pay response time (last 24h)

Last 24h

peak 4746 ms

Apple Pay incident history (last 90 days)

SepOctNov

up
slow
down
no reading

Date	What happened	Duration	Severity
2026-11-03 00:05 UTC	Measured by our checks	14m	Degraded
2026-10-25 08:57 UTC	Measured by our checks	15m	Degraded
2026-10-08 23:47 UTC	Measured by our checks	15m	Degraded
2026-10-07 16:06 UTC	Measured by our checks	15m	Degraded
2026-09-04 04:57 UTC	Measured by our checks	15m	Degraded

Apple Pay uptime

100.00%
7 days: 100.00%
30 days: 100.00%
90 days

Measured since 2026-08-21. Windows reaching further back are averaged over the 77 days we watched, not the full period. Counts our own checks. Days Apple Pay reported an incident are coloured in the timeline above but do not change this figure.

What to do if Apple Pay is down for just you

Try a different payment method, since incidents usually hit one card network or local rail rather than all of them.
Check whether the failure is at checkout or at settlement, because the two run on separate systems.
Look for elevated decline rates in your dashboard rather than outright errors, which is how most payment incidents first appear.
Do not retry a charge repeatedly, as duplicate attempts can succeed later and produce double billing.

Frequently asked questions

Apple Pay appears to be up and running normally. Last checked 2026-11-05 15:20 UTC.

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