What should I do if Credit Karma is down for me?

Check the card and the app separately. Card payments usually run on rails that stay up while the app itself is unreachable, and the reverse also happens. Avoid retrying a transfer that appeared to fail. Duplicate submissions during an incident are the most common way one payment becomes two. Try the website rather than the app. Mobile clients are updated more often and a broken release affects only the app. Wait before assuming a missing deposit is lost. Direct deposit and transfer settlement run on batch schedules that an outage delays rather than cancels.

Banking & Finance

Is Credit Karma down right now?

No, it’s up.

Credit Karma appears to be up and running normally.

checked 2026-11-05 15:35 UTC

responded in 72ms

HTTP 200

Over the last 7 days, Credit Karma has answered our automated checks with 100.00% availability and a typical response time of ~69 ms. The most recent outage began 2026-09-20 00:00 UTC and lasted 14m (severity: degraded).

Credit Karma shows credit scores and reports pulled from the bureaus, so its data depends on systems it does not control. Scores failing to refresh is usually a bureau problem rather than a Credit Karma outage.

Is Credit Karma down for everyone or just you?

Our automated checks are reaching Credit Karma normally right now, and it answered our last one in 72ms. That makes any trouble you are hitting more likely to be local to your connection, account or network than a full outage, which usually means you can fix it from your end.

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Credit Karma response time (last 24h)

Last 24h

peak 185 ms

Credit Karma incident history (last 90 days)

SepOctNov

up
slow
down
no reading

Date	What happened	Duration	Severity
2026-09-20 00:00 UTC	Measured by our checks	14m	Degraded

Credit Karma uptime

100.00%
7 days: 100.00%
30 days: 100.00%
90 days

Measured since 2026-08-21. Windows reaching further back are averaged over the 77 days we watched, not the full period. Counts our own checks. Days Credit Karma reported an incident are coloured in the timeline above but do not change this figure.

What to do if Credit Karma is down for just you

Check the card and the app separately. Card payments usually run on rails that stay up while the app itself is unreachable, and the reverse also happens.
Avoid retrying a transfer that appeared to fail. Duplicate submissions during an incident are the most common way one payment becomes two.
Try the website rather than the app. Mobile clients are updated more often and a broken release affects only the app.
Wait before assuming a missing deposit is lost. Direct deposit and transfer settlement run on batch schedules that an outage delays rather than cancels.

Frequently asked questions

Credit Karma appears to be up and running normally. Last checked 2026-11-05 15:35 UTC.

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