What should I do if Bank of America is down for me?

Check the card and the app separately. Card payments usually run on rails that stay up while the app itself is unreachable, and the reverse also happens. Avoid retrying a transfer that appeared to fail. Duplicate submissions during an incident are the most common way one payment becomes two. Try the website rather than the app. Mobile clients are updated more often and a broken release affects only the app. Wait before assuming a missing deposit is lost. Direct deposit and transfer settlement run on batch schedules that an outage delays rather than cancels.

Banking & Finance

Is Bank of America down right now?

No, it’s up.

Bank of America appears to be up and running normally.

checked 2026-11-05 16:11 UTC

responded in 142ms

HTTP 200

Over the last 7 days, Bank of America has answered our automated checks with 100.00% availability and a typical response time of ~192 ms. The most recent outage began 2026-11-04 06:14 UTC and lasted 15m (severity: degraded).

Bank of America serves retail and commercial customers through online banking and a mobile app. Both sit behind a login on infrastructure separate from this page, so a green reading here does not mean accounts are reachable.

Is Bank of America down for everyone or just you?

Our automated checks are reaching Bank of America normally right now, and it answered our last one in 142ms. That makes any trouble you are hitting more likely to be local to your connection, account or network than a full outage, which usually means you can fix it from your end.

Still not working for you?Try the fixes

Bank of America response time (last 24h)

Last 24h

peak 1029 ms

Bank of America incident history (last 90 days)

SepOctNov

up
slow
down
no reading

Date	What happened	Duration	Severity
2026-11-04 06:14 UTC	Measured by our checks	15m	Degraded
2026-10-31 03:55 UTC	Measured by our checks	15m	Degraded
2026-10-28 05:29 UTC	Measured by our checks	15m	Degraded
2026-10-27 22:22 UTC	Measured by our checks	15m	Degraded
2026-10-24 11:52 UTC	Measured by our checks	15m	Degraded
2026-10-19 20:21 UTC	Measured by our checks	15m	Degraded
2026-10-19 16:28 UTC	Measured by our checks	15m	Degraded
2026-10-17 06:26 UTC	Measured by our checks	15m	Degraded
2026-10-08 23:42 UTC	Measured by our checks	15m	Degraded
2026-09-30 22:03 UTC	Measured by our checks	15m	Degraded
2026-09-22 21:29 UTC	Measured by our checks	15m	Degraded
2026-09-22 01:57 UTC	Measured by our checks	15m	Degraded
2026-09-08 22:13 UTC	Measured by our checks	15m	Degraded

Bank of America uptime

100.00%
7 days: 100.00%
30 days: 100.00%
90 days

Measured since 2026-08-21. Windows reaching further back are averaged over the 77 days we watched, not the full period. Counts our own checks. Days Bank of America reported an incident are coloured in the timeline above but do not change this figure.

What to do if Bank of America is down for just you

Check the card and the app separately. Card payments usually run on rails that stay up while the app itself is unreachable, and the reverse also happens.
Avoid retrying a transfer that appeared to fail. Duplicate submissions during an incident are the most common way one payment becomes two.
Try the website rather than the app. Mobile clients are updated more often and a broken release affects only the app.
Wait before assuming a missing deposit is lost. Direct deposit and transfer settlement run on batch schedules that an outage delays rather than cancels.

Frequently asked questions

Bank of America appears to be up and running normally. Last checked 2026-11-05 16:11 UTC.

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